Kitehill Commercial Capital, a small-business funding broker in Greenville, SC, works with Taylors owners from its office 6.7 miles away. ZIP 29687, which covers Taylors, had 881 employer establishments in 2023, 62.0 percent with fewer than five employees and construction the largest sector. Lending partners decide and set terms.
| Community | Taylors, an unincorporated community in Greenville County |
|---|---|
| Distance | 6.7 miles NE of 101 W Court St |
| ZIP 29687 | 881 employer establishments in 2023; 62.0 percent under five employees (Census ZBP 2023) |
| Largest sector | Construction, 154 establishments |
| Self-employed residents | 7.9 percent, plus or minus 1.6 (ACS 2020-2024) |
| Who decides | Lending partners, not Kitehill Commercial Capital |
Taylors, SC in the data
The Census Bureau treats Taylors as a census designated place: a named community without its own municipal government, inside Greenville County. Almost all of Taylors, 92.4 percent of its land, lies in ZIP 29687, but the ZIP is much bigger than the community, which covers only 20.2 percent of the ZIP's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file). The business figures below are for ZIP 29687 as a whole.
ZIP 29687 had 881 employer establishments in 2023 with 7,221 paid employees and about $311.0 million in annual payroll. Of those establishments, 62.0 percent had fewer than five employees, a higher share than the Greenville County figure of 53.9 percent (U.S. Census Bureau, ZIP Code Business Patterns 2023; U.S. Census Bureau, County Business Patterns 2023).
A trades-heavy ZIP code
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Construction | 154 | 70.8% |
| Retail trade | 125 | 49.6% |
| Other services | 105 | 57.1% |
| Professional, scientific and technical services | 98 | 85.7% |
| Administrative and support services | 60 | 63.3% |
| Accommodation and food services | 55 | 25.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Construction leads, and seven in ten of those firms are under five staff. Small crews like these usually face two funding questions: how to pay for a machine or trailer without draining cash, and how to cover materials and wages before a customer pays. Equipment financing handles the first, secured by the equipment itself; construction and contractor financing covers the second in detail.
Self-employment in Taylors, SC
An estimated 7.9 percent of employed Taylors residents are self-employed, plus or minus 1.6 points: 2.8 percent running incorporated businesses and 5.1 percent unincorporated ones (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). The larger unincorporated group matters for funding. Sole proprietors are assessed largely on their personal credit and on whatever business records they keep, so a dedicated business bank account is often the most useful first step.
Licensing an unincorporated address
Because Taylors has no town government, a Taylors business does not deal with a Taylors town hall. Which office applies to a given address is a question for Greenville County and, near the city line, the City of Greenville; the Greenville, SC page and its license guide explain how to check.
Finance the machine, or rent it by the job?
For a crew of three or four, a compact track loader or a dump trailer is a big decision. Financing makes sense when the machine will be busy across many jobs, because each job then carries a share of a fixed monthly payment. Renting makes sense when the machine is needed for one contract, or when it would sit idle most weeks, because idle equipment still has to be paid for, insured and maintained.
A quick test: count the days in the past year you would have used the machine, and compare what renting it for those days cost with a year of payments, insurance and upkeep. If the numbers are close, the deciding factor is usually cash: a financed machine adds a payment every month, including the slow ones. Partners that finance equipment will also want a quote showing the model, year and, for used machines, hours and condition, and they normally record their interest in the machine with a public UCC filing until it is paid off.
Working with us from Taylors, SC
We do not have an office in Taylors. Owners call (864) 302-0567, send a request online or come to 101 W Court St in downtown Greenville. The other Upstate communities are listed together.
The Taylors, SC owners we usually hear from
For Taylors, SC owners, Kitehill Commercial Capital focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Documents to have ready
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- It starts with a call to (864) 302-0567 or the short form. We cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our address: 101 W Court St, Greenville, SC 29601.
By Kitehill Commercial Capital · Updated
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