Kitehill Commercial Capital, a small-business funding broker in Greenville, SC, works with Piedmont owners in Anderson and Greenville counties from 101 W Court St. ZIP 29673 had 696 employer establishments and 13,759 paid employees in 2023, led by retail and construction with a sizeable manufacturing and wholesale presence. Partners decide and set terms.
| Community | Piedmont, in Anderson and Greenville counties |
|---|---|
| Distance | 10.6 miles SSW of 101 W Court St |
| ZIP 29673 | 696 employer establishments and 13,759 paid employees in 2023 (Census ZBP 2023) |
| Largest sectors | Retail (93), construction (87), manufacturing (63), wholesale (57) |
| Piedmont share of ZIP land | 12.2 percent (Census 2020 relationship file) |
| Who decides | Lending partners, not Kitehill Commercial Capital |
Two counties, one community
Piedmont is a census designated place that lies in both Anderson County and Greenville County (Census 2020 place-by-county codes). Greenville County figures do not describe it, so this page uses figures for Piedmont's own ZIP code, 29673. All of Piedmont's land is in that ZIP, but Piedmont makes up only 12.2 percent of the ZIP (U.S. Census Bureau, 2020 ZCTA-to-place relationship file), so the ZIP figures cover the wider area around it.
ZIP 29673 at a glance
ZIP 29673 had 696 employer establishments in 2023, with 13,759 paid employees and about $746.1 million in annual payroll; 50.9 percent of the establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). That works out to roughly 20 employees per establishment, more than double the figure for Taylors' ZIP 29687, which points to some larger employers in the area.
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Retail trade | 93 | 54.8% |
| Construction | 87 | 60.9% |
| Other services | 72 | 68.1% |
| Accommodation and food services | 68 | 27.9% |
| Manufacturing | 63 | 27.0% |
| Wholesale trade | 57 | 36.8% |
| Health care and social assistance | 54 | 50.0% |
Stock, materials and machines
Retail, wholesale and manufacturing together account for 213 of the ZIP's establishments. All three carry goods: stock on shelves, goods in a warehouse, or raw materials waiting to become product. When a large purchase has to be made before the goods sell, inventory financing uses the goods as collateral. Contractors and makers that need machines can look at equipment financing.
A note on the data
The Census Bureau's estimate of self-employment among Piedmont residents has a wide margin of error for a community this size, so it is left out here. The ZIP business counts above are complete counts of employer establishments and are more reliable for describing the area.
When customers pay on invoice terms
Wholesalers and manufacturers often sell to other businesses on invoice terms: the goods ship now and the customer pays a month or more later. Meanwhile the seller has already paid for materials, labor and freight. That gap widens as sales grow, which surprises owners who expected growth to ease cash pressure rather than add to it.
Three tools fit different parts of the problem. Inventory financing pays for the stock and is secured by it. A line of credit covers the wait for invoices to be paid and revolves as customers settle up. Working capital covers a one-time jump, such as a large first order from a new customer. Before choosing, check what is already pledged: if an earlier lender holds a lien on all business assets, a new partner may not be able to take the inventory as collateral without that lender's agreement.
Working with us from Piedmont, SC
We have no office in Piedmont. Owners call (864) 302-0567, send a request online or come to 101 W Court St in Greenville. See the Greenville, SC page or the other Upstate communities.
Piedmont, SC businesses we help
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Piedmont, SC business is something else, call and ask before you spend time on paperwork.
Paperwork partners commonly ask for
- Recent business bank statements (partners often ask for three to six months)
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Photo ID for every owner of the business
- Formation documents and your EIN
- Details of any loans, leases or advances the business already carries
Partners differ in what they request; this list covers the usual ground.
What happens after you reach out
- You call (864) 302-0567 or send the short form. We ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our office is at 101 W Court St, Greenville, SC 29601.
By Kitehill Commercial Capital · Updated
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