Kitehill Commercial Capital, a small-business funding broker in Greenville, SC, works with Mauldin owners from 101 W Court St, 7.2 miles away. Mauldin's ZIP 29662 had 432 employer establishments in 2023, with health care, retail and food service the largest sectors. Lending partners make every credit decision and set terms.
| City | Mauldin, Greenville County |
|---|---|
| Distance | 7.2 miles SE of 101 W Court St |
| ZIP 29662 | 432 employer establishments in 2023; 53.7 percent under five employees (Census ZBP 2023) |
| Largest sector | Health care and social assistance, 59 establishments |
| Self-employed residents | 7.6 percent, plus or minus 1.9 (ACS 2020-2024) |
| Who decides | Lending partners, not Kitehill Commercial Capital |
Two ZIP codes, one city
ZIP 29662 is almost entirely Mauldin: the city covers 91.4 percent of the ZIP's land. The reverse is not true. Only 42.5 percent of Mauldin's land is in ZIP 29662, and another 36.1 percent is in ZIP 29607, which most people think of as a Greenville ZIP (U.S. Census Bureau, 2020 ZCTA-to-place relationship file). A business with a 29607 address may be inside Mauldin, which matters when a partner asks where the business is licensed.
The figures below are for ZIP 29662 only.
What ZIP 29662 looks like
ZIP 29662 had 432 employer establishments in 2023, with 4,719 paid employees and about $181.8 million in annual payroll; 53.7 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Health care and social assistance | 59 | 37.3% |
| Retail trade | 57 | 47.4% |
| Accommodation and food services | 53 | 26.4% |
| Other services | 51 | 62.7% |
| Professional, scientific and technical services | 39 | 79.5% |
| Construction | 36 | 69.4% |
Practices, shops and kitchens
Health care leads the ZIP, and most of those establishments are not tiny: only 37.3 percent had fewer than five employees. Practices with several staff usually raise two funding questions, equipment and the gap while claims are paid; medical and dental practice financing covers both. Restaurants are similar, with only about a quarter under five staff, so payroll is a heavy fixed cost. Shops carry stock, which is where inventory financing comes in.
Self-employment in Mauldin, SC
An estimated 7.6 percent of employed Mauldin residents are self-employed, plus or minus 1.9 points, and most of them, 6.1 percent, run unincorporated businesses, against 1.5 percent incorporated (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). For an unincorporated owner, partners look closely at personal credit and at how cleanly business money is kept apart.
Getting a practice request ready
A practice that wants new equipment, a renovation or a second suite will be asked to show how the current operation pays its way before a partner looks at the new plan. Useful things to have on hand:
- Recent business bank statements showing deposits from patients and payers.
- A breakdown of how much revenue arrives through insurance claims versus direct payment, and how long claims usually take.
- Quotes for the equipment, separated from build-out or construction costs, because the two are often financed differently.
- A list of existing equipment notes, leases and credit lines, with their payments.
Splitting equipment from build-out matters. Equipment can secure its own financing; walls, plumbing and cabinetry cannot be repossessed in any useful way, so partners usually look at those costs through a term loan and the practice's cash flow instead.
Working with us from Mauldin, SC
We have no office in Mauldin. Owners call (864) 302-0567, send a request online or visit 101 W Court St in Greenville. See the Greenville, SC page for Greenville County context, or the other Upstate communities.
Who Kitehill Commercial Capital works with in Mauldin, SC
For Mauldin, SC owners, Kitehill Commercial Capital focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Documents to have ready
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- Photo ID for every owner of the business
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
The steps after your first call
- Reach us at (864) 302-0567 or through the form. The first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our address: 101 W Court St, Greenville, SC 29601.
By Kitehill Commercial Capital · Updated
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