Kitehill Commercial Capital, a small-business funding broker in Greenville, SC, works with Easley owners in Pickens and Anderson counties from 101 W Court St. Easley's ZIP 29640 had 801 employer establishments in 2023, with retail (167), construction (107) and food service (91) the largest sectors. Lending partners decide and set terms.
| City | Easley, in Pickens and Anderson counties |
|---|---|
| Distance | 10.7 miles WSW of 101 W Court St |
| ZIP 29640 | 801 employer establishments in 2023; 51.9 percent under five employees (Census ZBP 2023) |
| Largest sector | Retail trade, 167 establishments |
| Self-employed residents | 6.4 percent, plus or minus 1.6 (ACS 2020-2024) |
| Who decides | Lending partners, not Kitehill Commercial Capital |
Easley, SC is not in Greenville County
Easley lies in Pickens County and Anderson County (Census 2020 place-by-county codes), so Greenville County statistics do not describe it. The city also has two ZIP codes: 53.9 percent of its land is in ZIP 29642 and 46.1 percent in ZIP 29640. This page uses ZIP 29640, which has published business data; Easley covers 6.8 percent of that ZIP's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file).
ZIP 29640 in numbers
ZIP 29640 had 801 employer establishments in 2023, with 10,206 paid employees and about $411.4 million in annual payroll; 51.9 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Retail trade | 167 | 44.9% |
| Construction | 107 | 69.2% |
| Accommodation and food services | 91 | 16.5% |
| Other services | 89 | 64.0% |
| Health care and social assistance | 80 | 42.5% |
| Finance and insurance | 62 | 71.0% |
A retail-led ZIP
Retail has the most establishments in ZIP 29640, and fewer than half of them are under five staff, so many are established stores with stock to buy ahead of each season. Inventory financing is designed for that. Restaurants in the ZIP are notably large for the area: only 16.5 percent have fewer than five employees, which makes payroll and kitchen equipment the big recurring costs; restaurant financing covers them.
Finance and insurance offices are also common in the ZIP, with 62 establishments, most of them under five staff, and health care has 80. Neither carries much stock, so their questions tend to be about timing rather than goods: covering staff costs while fees or claims come in, or paying for an office fit-out. Those needs usually point to working capital, a credit line or a term loan rather than inventory financing.
Self-employment in Easley, SC
An estimated 6.4 percent of employed Easley residents are self-employed, plus or minus 1.6 points, with 4.3 percent running unincorporated businesses and 2.1 percent incorporated ones (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).
Getting a retail stock request ready
Stores that ask partners to fund a stock purchase are usually asked for the same handful of things, and having them ready shortens the conversation:
- What you are buying: supplier quotes or purchase orders, with cost per unit.
- How fast it sells: sales reports from the point-of-sale system for the same category last year, if you have them.
- What you carry now: an inventory list at cost, flagging slow-moving items.
- What is already pledged: any earlier loan or advance that holds a lien on inventory or business assets.
Partners usually value inventory at cost and give less weight to items that sell slowly or spoil, so a request built on fast-moving categories tends to be easier to place than one built on everything on the shelves.
Working with us from Easley, SC
We have no office in Easley. Owners call (864) 302-0567, send a request online or visit 101 W Court St in Greenville. the Greenville, SC page has Greenville context, and the other Upstate communities are listed together.
Easley, SC businesses we help
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Easley, SC business is something else, call and ask before you spend time on paperwork.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Current financial statements: profit and loss plus a balance sheet
- Photo ID for every owner of the business
- Formation documents and your EIN
- Details of any loans, leases or advances the business already carries
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- You call (864) 302-0567 or send the short form. We ask what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Kitehill Commercial Capital is based at 101 W Court St, Greenville, SC 29601.
By Kitehill Commercial Capital · Updated
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